I am CEO of PADA a public sector body stewarded by the DWP in the UK. PADA is building the NEST pension scheme for the UK Government

I was CEO of, and subsequently an advisor to, Simpay Limited, based in London, from December 2002 until July 2005.

I held a variety of senior positions in NatWest over the seventeen years (1983 - 2000) I was with the Bank.

I became Chief Executive, Mondex in December 1993, holding that position until the incorporaton of Mondex International Ltd in July 1996.

In September 1996, I was appointed Managing director, Retail Banking at NatWest, leading a business with more than 5 million personal customers, 1 million small business customers and with over 30,000 staff 

In October 1999, I was appointed Chief Executive, Retail Banking at NatWest, with responsibility for the Mortgage, Life and General Insurance businesses under the NatWest brand, in addition to the Retail Bank.

I was very lucky to work with very many talented people in the retail banking and payments industry over the 20+ years I spent in that world.